Motor

• Calling us at 210 93 76000 (charge based on each provider)
• Via email at [email protected]
• At our headquarters, at 171 Andrea Syggrou Avenue, 17121, Nea Smyrni

In order for your insurance to take effect, you must have paid the first instalment premium or the total premium, depending on the frequency of payment you have chosen. The duration of the insurance (start and end time and time) is stated in the insurance policy. The insurance can be renewed with the same or other terms and coverages, provided that the premium for the next period is paid within the specified payment date.

For the car:

• Roadside assistance
• Crystal breakage
• Legal protection
• Fire coverage
• Terrorist attacks
• Theft coverage
• Own damages
• Malicious acts of third parties
• Accident care
• For the engine
• Fire coverage
• Theft coverage
• Natural phenomena coverage

For the motorcycle:

• Fire coverage
• Theft coverage
• Natural Phenomena coverage
• Roadside Assistance
• Legal Protection
• Accident care
   

Pricing is done by each insurance company based on the risk factors that each company has assessed as essential. Indicatively, common factors that affect the cost of the insurance policy are the following:

• Driver’s age
• Vehicle’s usage
• The vehicle's characteristics (cubic capacity, horsepower, value, year of manufacture, etc.).
• Damages’ History
• The premiums payment method.
• The geographical region in which the vehicle usually moves.

The law provides three exceptions to liability insurance:

• Damage caused by a driver who does not have a provided driving license.
• Damage caused by a driver who at the time of the accident was under the influence of alcohol or toxic substances, if this violation is causally related to the cause of the accident.
• Damage caused by a driver who uses his vehicle for a different use than the one provided in the insurance policy and his registration, if this use is causally related to the cause of the accident.

In these cases, the insurance company pays compensation to the injured third party and is entitled to sue the insured and claim what was paid to the injured third party.
 

It is an agreement between insurance companies, which applies, under certain conditions, to compensation for vehicle accidents. It is a way of compensating and managing the material damages and small bodily injuries, which is mainly achieved by speed and reduction of court disputes. Specifically, with the 'Immediate Payment System (IMP), the one who is not to blame or to the extent that he is not to blame for the accident is compensated by his own insurance company, provided that the following conditions are met:

• The insurance companies of the vehicles involved participate in the Immediate Payment System.
• Compensation for material damages does not exceed the amount of € 6,500 per accident and for any bodily injuries, € 30,000 for each accident in total, with a maximum of € 12,000 per person. In case of an accident with a collision of more than two vehicles, the current limit of material damage is applied per settlement between the respective two vehicles.
   

The following documents are required for motor third-party liability insurance:

• Copy of driving license (diploma).
• Copy of vehicle registration certificate
• Purchase invoice for new vehicles